About JasonPay

Banking should adapt
to people.
Not the other way
around.

JasonPay is building a modern banking experience designed around natural conversations, simplicity, multilingual communication, and intelligent assistance — while maintaining the security and reliability customers expect from regulated financial services.

5
Nigerian Languages Supported
24/7
AI Banking Officer Available
100M+
Nigerians We Exist to Serve
Why We Exist

The problem we chose to solve.

Millions of people experience unnecessary friction when trying to access everyday financial services. Modern banking has become feature-rich, yet many people still find everyday banking unnecessarily complicated — particularly those managing businesses, navigating unfamiliar interfaces, or operating in languages that mainstream banking rarely accommodates.

JasonPay exists to reduce complexity without reducing capability. The platform combines digital banking with intelligent assistance so everyday financial tasks become easier, more natural, and more accessible. We focus on customer outcomes, not technology showcases.

Technology should adapt to people. We built JAY — a banking officer who listens, in your language, at any hour.
Our Purpose

Where we are going.
How we get there.

Vision

Intelligent banking,
accessible to everyone.

To make intelligent banking accessible to every individual and business through secure, conversational, and beautifully designed financial experiences. We believe financial services should work for people at every level of digital confidence.

Mission

Simplicity, trust, and
responsible innovation.

Every day, we work to combine genuine simplicity with trusted digital banking. We pursue financial inclusion, responsible AI, and customer empowerment — building systems that improve lives rather than add complexity. Compliance is not a constraint; it is a commitment.

Our Platform

What makes JasonPay
different.

Each capability below was designed around a real customer need — not a technology trend.

AI Banking Officer

JAY manages your finances through natural conversation — transfers, payments, savings, and more — available around the clock.

Multilingual Banking

Full banking in English, Pidgin, Yoruba, Hausa, and Igbo — the first platform to serve Nigerians in their own languages.

Voice Banking

Speak your transactions naturally. JAY understands and executes voice commands in all five supported languages.

Business Banking

Dedicated tools for Nigerian businesses including tax classification, expense separation, and 2026 Finance Act compliance built in.

Global Payments

Naira, Dollar, and Yuan wallets with international remittance built for Nigerians in the diaspora and those with global needs.

Financial Insights

Intelligent spending analytics, savings tracking, and AI-generated financial summaries that help customers make better decisions.

Responsible AI

Our AI assists customers without replacing human judgment or regulatory oversight. Sensitive actions remain protected by verification controls.

Security by Design

Encryption, biometric controls, fraud detection, and multi-layer verification built into every transaction from the ground up.

Design Philosophy

Built around people, not features.

JasonPay was designed to support people with different levels of digital confidence. Not everyone wants to navigate menus and submenus to complete a simple transfer. Not everyone is comfortable typing. Not everyone banks in English.

Customers can choose the interaction style that suits them best — conversational banking, voice interaction, or a traditional interface. The objective is flexibility rather than forcing a single way of banking. Every design decision is made to improve confidence rather than simply aesthetics.

We design with accessibility in mind. Clear interfaces. Consistent behaviour. Performance on every device. Typography that is readable without effort. Our craftsmanship exists in service of trust.

Responsible AI

AI that supports.
Not AI that decides.

JAY is designed to support customers — not to replace regulatory oversight, not to make unsupervised financial decisions, and not to substitute human accountability. Sensitive financial actions remain protected by identity verification and security controls regardless of how an instruction is received.

AI responses are monitored and continuously improved. We maintain a clear separation between AI assistance and regulated financial activity. Customer privacy remains a core priority — JAY does not retain personal conversation data beyond what is necessary to complete a transaction.

We take our responsibility to customers seriously. AI in financial services must be accurate, fair, transparent, and auditable. We apply these standards consistently across every language and every user group we serve.

As our AI capabilities evolve, our commitment to responsible deployment remains constant. Innovation does not justify reduced caution where customer money and trust are involved.

Trust Centre

Our security and
compliance commitments.

We do not overstate certifications or approvals that are not yet in place. What follows reflects our operating standards and design principles.

Customer Security

Multi-layer authentication, biometric verification, and real-time transaction monitoring protect every account and every transaction.

Identity Verification

BVN verification and KYC processes are applied during onboarding in accordance with applicable Nigerian financial regulations.

Fraud Prevention

Intelligent fraud detection monitors transaction patterns, flags anomalies, and prevents unauthorised activity before it completes.

Encryption

Data in transit and at rest is encrypted using industry-standard protocols. Sensitive financial information is never stored in readable form.

Privacy

We collect only the data required to deliver the service. Customer information is not sold. Privacy is a default, not a setting.

Regulatory Compliance

JasonPay operates through licensed banking partnerships and is designed for full compliance with applicable CBN guidelines and the 2026 Finance Act.

Corporate Structure

A clear structure built
for trust and accountability.

JasonPay brings together technology innovation, operational excellence, and financial services under a clearly defined corporate structure. Each entity has a distinct and documented responsibility.

Intellectual Property & Global Technology
GITS Global Holdings LLC
United Arab Emirates — Owns the JasonPay platform, AI technologies, brand assets, and proprietary innovations. Provides the long-term foundation for regional and international expansion.
Technology Licence
Technology & Operations
GITS Africa
The technology operating company responsible for the design, engineering, security, infrastructure, product operations, and continuous evolution of the JasonPay platform.
Platform Services
Customer Financial Services — Nigeria
JasonPay Financial Services Nigeria Ltd.
The customer-facing financial services company responsible for delivering JasonPay products and services in Nigeria through regulated banking partnerships and applicable financial regulations.
Global Holdings

GITS Global Holdings LLC (UAE)

The intellectual property and global technology holding company. Responsible for the JasonPay platform's software, AI technologies, brand assets, and long-term product innovation. Provides the foundation for international expansion.

Operations

GITS Africa

The operating technology company responsible for designing, engineering, operating, maintaining, and continuously improving the JasonPay platform. Security, infrastructure, and product delivery are its primary responsibilities.

Financial Services

JasonPay Financial Services Nigeria Ltd.

The regulated financial services company responsible for delivering JasonPay products and customer-facing financial services in Nigeria through licensed banking partnerships and applicable regulatory requirements.

Together, these organizations operate with a shared commitment to responsible innovation, customer trust, security, and financial inclusion across Nigeria and beyond.

Founder

Building technology that makes
banking feel more human.

Emmanuel Anointed AZAGBA — Founder, JasonPay & GITS Africa
Emmanuel Anointed AZAGBA
Founder — JasonPay & GITS Africa
A Message from the Founder

Before JasonPay, there was a WhatsApp prototype. I built it quietly — a banking assistant that lived inside a chat thread, handling transfers, balance checks, airtime, all through conversation. It worked. The technology was sound. But the more I tested it with real people, the more I encountered a reaction I had not anticipated.

People would pause. They trusted WhatsApp for conversation. They did not trust it for their money. Not because the technology was wrong — but because the environment felt wrong. A friend said it plainly: "Your idea is good. I'll use it only if you don't build it on WhatsApp." That sentence changed everything.

I brought the prototype down. Not because it failed — but because I understood something deeper. The platform you build on shapes the trust people place in your product. Banking is not just functionality. It is a feeling. It is a relationship. And that relationship deserved a home built specifically for it.

I want to acknowledge the builder who first proved conversational banking was possible in Nigeria — who acted when no roadmap existed and no one had done it before. That took courage. What that pioneer demonstrated is that Nigerians were ready for something completely different. But the market was also speaking clearly: a dedicated, native banking experience — one that felt like banking, not like a chat thread — was still waiting to be built. That is what JasonPay became.

JasonPay is built from the ground up as a mobile-first banking operating system — not a feature inside another platform. JAY, our AI Banking Officer, lives in an interface designed with the same care as the product itself. It installs directly from a browser without requiring an app store. It speaks five languages because Nigeria speaks five languages. It classifies every transaction for the 2026 Finance Act because that is what responsible banking requires today.

Every Nigerian — the market trader in Onitsha, the civil servant in Kano, the tech worker in Lagos, the student saving for school fees — deserves a banking experience that treats them with the intelligence they already possess. JasonPay was built on that conviction.

Emmanuel Anointed AZAGBA Founder & CEO — JasonPay & GITS Africa
Leadership Principles

Customer First

Every product decision begins and ends with the customer experience. Technology serves people, not the other way around.

Responsible Innovation

We move carefully where customer money and trust are involved. Speed is not more valuable than safety.

Security by Design

Security is not a feature added later. It is an architecture principle applied from the first line of code.

Long-Term Thinking

We build for decades, not quarters. Decisions are made with future customers and future regulators in mind.

Operational Excellence

A banking experience is only as good as its reliability. We invest heavily in infrastructure, monitoring, and resilience.

Continuous Improvement

Nothing is finished. Every system, every interface, and every process is a candidate for meaningful improvement.

Our Values

What we stand for.

01

Trust

Trust is earned through consistency. We do what we say we will do, in every transaction, in every interaction.

02

Simplicity

Complexity is a cost passed to the customer. We absorb that cost so our customers do not have to.

03

Responsibility

We handle people's money. That responsibility shapes every decision — from product design to risk management.

04

Innovation

We apply technology where it genuinely improves people's lives, not where it simply demonstrates capability.

05

Inclusion

Financial services should not be a privilege. We build for every Nigerian — across languages, locations, and income levels.

06

Integrity

We do not exaggerate capabilities, approvals, or credentials. We communicate clearly and accurately at all times.

07

Excellence

Craft matters in financial services. Every interface, every message, every transaction receipt reflects who we are.

08

Continuous Improvement

We listen to customers, monitor outcomes, and apply what we learn. The best version of JasonPay is always the next one.

The Road Ahead

What we are building
toward.

Ambition without transparency is noise. Here is where JasonPay is headed — described in terms of customer outcomes rather than projections.

Expanded Banking Capabilities

Additional savings products, investment tools, insurance access, and credit facilities — all delivered through the same conversational interface customers already know.

Business Tools

Comprehensive business banking including payroll, multi-user accounts, automated reporting, and financial compliance tools designed for Nigerian SMEs.

International Financial Services

Expanded remittance corridors, multi-currency accounts, and cross-border payment capabilities for Nigerians in the diaspora and businesses operating internationally.

Developer Ecosystem

APIs and developer tools that allow third-party builders to create products and services on top of the JasonPay platform responsibly.

AI Improvements

Continuous improvements to JAY's accuracy, language understanding, financial reasoning, and ability to assist customers with increasingly complex financial needs.

Responsible Innovation

Every new capability will be introduced only after rigorous testing, regulatory alignment, and internal review — regardless of competitive pressure to move faster.

JasonPay is more than a banking application. It represents our commitment to designing financial experiences that are secure, intelligent, accessible, and centred on the people who use them every day.
Frequently Asked Questions

Answers to common
questions.

JasonPay is a conversational banking platform for Nigeria. Instead of a traditional banking app, you interact with JAY — your AI banking officer — through natural conversation in English, Nigerian Pidgin, Yoruba, Hausa, and Igbo.

Instead of navigating menus, you simply tell JAY what you need in plain language. "Send ₦10,000 to Emeka" or "Pay my DSTV bill" are understood and acted upon immediately. JAY confirms the details, verifies your identity for sensitive actions, and completes the transaction. The entire experience is designed to feel like speaking to a knowledgeable banking officer, not operating a piece of software.

Customer data is encrypted in transit and at rest using industry-standard protocols. Sensitive financial actions require biometric or PIN verification regardless of how the instruction was given. We maintain a strict data minimisation policy — we collect only what is necessary to deliver the service — and we do not sell customer information to third parties.

Yes. Voice instructions are treated with the same verification requirements as any other instruction. JAY will understand and interpret a voice command, but financial transactions above certain thresholds — or involving new recipients — still require explicit confirmation and identity verification. Voice recognition does not bypass security controls.

Yes. Business banking is a core part of the JasonPay platform. Business accounts include transaction classification for the 2026 Finance Act, expense management tools, and dedicated features for Nigerian SMEs. JAY assists business owners with financial operations, reporting, and compliance without requiring specialist financial knowledge.

AI is used to understand customer instructions, generate appropriate responses, identify transaction patterns, detect unusual activity, and assist with financial queries. AI does not independently authorise transactions or replace security controls. All AI decisions that affect customer accounts are subject to audit, monitoring, and continuous review. We deploy AI as a tool that supports customers and staff — not as a replacement for human accountability.

JasonPay is designed for all Nigerians — individuals, sole traders, and businesses. Our multilingual approach means customers in Lagos, Kano, Enugu, Ibadan, and everywhere in between can bank in the language they are most comfortable in. We are committed to serving Nigerians at every income level and every stage of digital confidence.

JasonPay is currently in pre-launch. We are building carefully and deliberately. Submit an Early Access request at jasonpaybank.com to be considered for an invitation and founding member benefits.

Get in Touch

Contact JasonPay.

Whether you are a customer, a potential partner, a journalist, or a regulator — we want to hear from you.

Support

Customer Support

Questions about your account, transactions, or how JasonPay works. Our team is available to help.
Media

Press & Media

Journalists and media organisations can contact our communications team for press enquiries and brand materials.
Partnerships

Business Partnerships

Technology partners, financial institutions, and businesses interested in working with JasonPay can reach our partnerships team.
Careers

Join Our Team

We are building a team of talented engineers, designers, compliance professionals, and banking specialists. View opportunities.
Legal

Legal & Compliance

Regulatory bodies, legal representatives, and compliance enquiries can be directed to our legal and compliance team.
Security

Responsible Disclosure

Security researchers who discover vulnerabilities in our platform are encouraged to report them through our responsible disclosure programme.