<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">

  <!-- ── TIER 1 — Core conversion pages (weekly crawl) ── -->

  <url>
    <loc>https://jasonpaybank.com/</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://jasonpaybank.com/brand/og-social.png</image:loc>
      <image:title>JasonPay — Banking, with JAY.</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://jasonpaybank.com/landing</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/demo</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>


  <!-- ── TIER 2 — Trust & discovery pages (monthly crawl) ── -->

  <url>
    <loc>https://jasonpaybank.com/about</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/faq</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/technology</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/install</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/press</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
  </url>

  <!-- ── TIER 3 — Legal & compliance pages (quarterly crawl) ── -->

  <url>
    <loc>https://jasonpaybank.com/privacy</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.55</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/terms</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.55</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/aml</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/responsible-ai</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/status</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/accessibility</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.45</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/risk-disclosure</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.45</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/complaints</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.45</priority>
  </url>

  <url>
    <loc>https://jasonpaybank.com/cookies</loc>
    <lastmod>2026-08-22</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

</urlset>
